Life insurance is designed to take care of your family in the event you are unable to do so. Insurance Products offered include Term Life, Whole Life, Universal Life, Permanent Life, and Group Life. The benefits of these plans vary. Let one of our Megarian consultants help you determine the type and amount of insurance that fits your needs.

Health Insurance helps to augment or cover unexpected illnesses.  Unfortunately, if a sudden illness occurs it can be traumatic and lead to costly medical bills.  Health insurance can help offset the negative effects of such a situation. Plans include Preferred Provider Oganizations (PPO), Health Maintenance Organizations (HMO), Long-Term Care, Medicare Advantage Plans, Medicare Supplemental Plans, and Affordable Care such as Medi-Cal and Covered California.  Contact us to learn more.

Home Owners and Renters insurance provide protection for your most prized possessions.  Additional products include Flood, Earthquake, Condominium, and Personal Umbrella Policy (Excess) Coverage to supplement your other insurance limits.  Call to see which products meet your needs.

Auto insurance protects your vehicle and passengers against financial loss if you have an accident.  Plans include Car, Truck, Motorcycle, Motor craft, Watercraft, Motorhome, risk auto, collectable automobiles, and more.  Plan options include Property damage, Uninsured Motorist, Comprehensive, and Medical Payments.

Business Insurance provides peace of mind while you conduct and focus on your business.  Let us help you choose your coverage. Professional services for businesses include Disability Insurance, Workman’s Compensation Insurance; Annuities - Fixed, Indexed, IRA, Rollover, and Retirement.